Improve Your Home's Air Quality with Duct Cleaning from American Air LLC

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Duct Cleaning in Hardeeville, SC

Living in a home with dirty air ducts can have a significant impact on both air quality and your family's overall well-being. Over time, dust, allergens, and even mold can accumulate in the ductwork, leading to a circulation of unclean air that contributes to respiratory issues and allergens in the home.

The unseen contaminants that proliferate dirty air ducts can settle on surfaces, exacerbating allergies and triggering asthma attacks, while also causing increased wear and tear on HVAC systems, which can lead to higher energy bills. Keeping the air ducts clean in your home is essential for maintaining a healthy living environment and ensuring that the air you breathe inside your home is as fresh and clean as possible.

Fortunately, working with a trusted duct cleaning company - like American Air LLC - can solve your air quality issues quickly and effectively.

Air Duct Cleaning Hardeeville, SC

Everything You Need to Know About Duct Cleaning in Hardeeville, SC

Though many homeowners enjoy tackling DIY projects, air duct cleaning is not a task you should handle on your own. This process is intricate and requires a deep understanding of HVAC systems, along with specialized tools to do it right.

It's worth noting that "air duct cleaning" is somewhat of a misnomer; in reality, it's essential to clean the entire HVAC system. If all components aren't addressed, you risk recontaminating the system, which can undermine the benefits of the cleaning. The National Air Duct Cleaners Association strongly advises cleaning the whole HVAC system for the best results. At American Air LLC, our duct cleaning experts follow this guidance and are highly qualified to clean:

HVAC System Cleaning Hardeeville, SC
  • Air Ducts
  • Drain Pans
  • Coils
  • Air Plenum
  • Grills
  • Registers
  • Heat Exchangers
  • Air Filters
  • Blower Motors and Assemblies
  • Air Cleaners

The most effective way to clean an HVAC system and its ductwork is through a method known as source removal. This involves taking out accumulated dirt and debris and requires the expertise of a professional air duct cleaning company, like American Air LLC.

As the vacuum pulls air through the system, tools like brushes, air whips, and compressed air nozzles are inserted into the ducts to dislodge any stubborn debris clinging to the interior surfaces. Once loosened, the debris is sucked through the ducts into an advanced vacuum system for efficient removal.

Why Should You Have Your Air Ducts Professionally Cleaned?

You don't have to be a graduate from Technical College of the Lowcountry near Hardeeville to know that the air quality in your home is important. One of the key aspects of keeping your air quality pure is keeping your air ducts cleaned.

Just as surfaces in your home gather dust and dirt over time, your air ducts can accumulate pollutants as well. Daily activities generate contaminants like bacteria, pet dander, and mold, which are pulled into your HVAC system and recirculated through the ductwork multiple times a day. This constant circulation can lead to a significant buildup of grime.

To make the situation worse, rodents and insects may invade your ducts, entering through chewed openings or gaps. Once inside, they treat the ductwork like a highway, leaving nests, droppings, and unpleasant odors behind. These waste materials can spread bacteria into your home, ultimately affecting the air quality you breathe.

Dirty air ducts can contribute to many health and home-related issues, including:

  • Mildew and Mold Growth
  • Debris and Dust Accumulation
  • High Energy Bills
  • Reduced HVAC Lifespan
  • Inconsistent Airflow
  • Respiratory and Allergy Issues
  • Unpleasant Odors
  • Pest Infestations

Getting your air ducts cleaned correctly can significantly enhance the quality of the air inside your home, lower the risk of health issues, save on energy costs, and extend the lifespan of your HVAC system.

Indoor Air Quality Improvement Hardeeville, SC

How Does Air Duct Cleaning Help with Mold Removal in Hardeeville, SC?

Mold spores are tiny, microscopic particles that constantly drift through the air. They flourish in warm, humid conditions where food sources are readily available. Unfortunately, if the following conditions align, your air ducts can create an ideal environment for mold to thrive.

Mold Removal Hardeeville, SC

Debris and Dust

Dead skin cells, dust, and other types of organic material can build up in your air ducts, giving mold a reliable food source from which to grow.

Crawlspace Encapsulation Hardeeville, SC

Bad Airflow

When your air ducts are clogged, it creates a stagnant environment that creates moisture, which gets strapped and causes mold to grow.

Veteran-owned HVAC Company Hardeeville, SC

Intrusion of Moisture

By getting rid of debris like dust, dirt, and dander, you're eliminating a crucial source of food for mold colonies. More

Don't let mold take over your peace of mind (or your air ducts). At American Air LLC, we're committed to helping clients in South Carolina and Georgia maintain mold-free, healthy homes.

Intrusion of Moisture

By getting rid of debris like dust, dirt, and dander, you're eliminating a crucial source of food for mold colonies. More

Before And After Duct Cleaning Hardeeville, SC

Removal of Moisture

Professional air duct cleaning performed by qualified technicians removes any abundance of water in your ductwork, which makes it much harder for mold spores to grow.

Dust And Debris Removal Hardeeville, SC

Better Airflow

Clean air ducts equals improved air circulation throughout your ducts and your home. With improved air circulation comes drier environments, which ultimately means moisture won't be trapped as often.

Home Air Purification Hardeeville, SC

Debris Removal

Leaky ducts and buildups of condensation foster damp conditions, which is ideal for mildew and mold growth.

Duct cleaning not only plays a crucial role in preventing mold growth but also serves as an effective means for early detection. During a professional cleaning, technicians can thoroughly inspect your ductwork for any signs of mold. At American Air LLC, our technicians can also conduct mold testing in Hardeeville, SC, to help paint a clearer picture of the issues you're dealing with. By catching issues early, you can address them quickly, preventing the problem from worsening and ensuring that your indoor air quality remains unaffected

Debris Removal

Leaky ducts and buildups of condensation foster damp conditions, which is ideal for mildew and mold growth. More

5 Tips for Improving the Indoor Air Quality of Your Home

Keep these tips in mind to help ensure that your home's air is as pure as possible:

Clean-Your-Home

Clean Your Home

This one may seem like a no-brainer, but it's very important. Regularly dust, vacuum, and mop your home to reduce the buildup of dust, pet dander, and other pollutants. Pay special attention to carpets, upholstery, and drapes where these allergens can accumulate.

Humidity-Check

Keep Humidity in Check

High humidity levels can promote mold and mildew growth, which can negatively impact air quality. Use a dehumidifier in your home to maintain indoor humidity levels between 30-50%.

Invest-Purifiers

Invest in Air Purifiers

Air purifiers can help filter out airborne pollutants, such as dust, pollen, and pet dander. Look for a HEPA air purifier, which is highly effective at removing particles from the air

Harsh-Chemicals

Don't Use Cleaners with Harsh Chemicals

Many household cleaning products contain harsh chemicals that can release harmful fumes into the air. Opt instead for natural or eco-friendly cleaning products to reduce indoor air pollution.

HVAC-System

Keep Your HVAC System Well Maintained

Schedule regular maintenance for your heating, ventilation, and air conditioning (HVAC) system to ensure that it is operating efficiently and not circulating pollutants throughout your home.

Understanding Air Duct Sanitizing in Hardeeville, SC

Trying to maintain great air quality in your home without proper duct cleaning is like trying to scale Fort Howell in Hardeeville, SC without climbing gear. You won't get very far.

Air duct cleaning is vital for eliminating visible dust and debris, but air duct sanitizing goes a step further. This process delves deeper to tackle microbial contaminants like bacteria, viruses, and mold spores. At American Air LLC, we offer specialized air duct sanitizing services. You might wonder what these services accomplish and how they can benefit you.

Air Duct Cleaning Hardeeville, SC

What is Air Duct Sanitizing?

Sanitizing air ducts entails applying antimicrobial solutions to the inner surfaces of your air duct system to eradicate and prevent the proliferation of microorganisms. This service is particularly effective for homeowners who have family members who are sensitive to allergens. Air duct sanitizing is also great for settings that demand high levels of sanitation, such as hospitals and other medical facilities, as well as restaurants.

Professional Duct Cleaning Service Hardeeville, SC

Air Duct Cleaning vs. Air Duct Sanitizing

Traditional air duct cleaning services focus on removing dust, pet dander, and other particles from your HVAC system. However, sanitizing takes this process a step further. Once our certified air duct technicians have cleared out the physical debris, they apply a specially formulated sanitizer to the ductwork. This powerful sanitizer is designed not only to eliminate microscopic organisms but also to prevent their return, ensuring that your air ducts are not just clean but also hygienically maintained.

HVAC System Cleaning Hardeeville, SC

Air Duct Sanitizing at American Air LLC Explained

The process of sanitizing and deodorizing your air ducts is meticulous and requires qualified, skilled technicians. Here's how we do it at American Air LLC:

  • Deep Clean: Our technicians begin by performing a comprehensive cleaning of your air duct system. Utilizing powerful vacuum equipment and specialized tools, we first work to clear out the ducts, eliminating all physical contaminants.
  • Apply Sanitizing Solution: Next, we use an EPA-registered sanitizer and disinfectant for air ducts, applying it throughout the entire system. This specially formulated product is designed to be safe for HVAC systems while effectively targeting a wide range of bacteria and viruses.
  • Complete Duct Coverage: The sanitizing solution is distributed throughout your ductwork using specialized foggers and various precision application tools. This process ensures that every inch of the interior surface is thoroughly covered. The fogger creates a fine mist that penetrates hard-to-reach areas, while the additional tools allow for targeted application in spaces where typical methods might not be effective.

This comprehensive process is crucial for homes and properties with strict hygiene standards, such as homes with vulnerable inhabitants and even schools. By opting to sanitize and deodorize your ducts, you raise the bar on air quality and safety for everyone in your space.

Specialized Crawlspace Solutions from American Air LLC

As one of the most trusted names in HVAC repair and air duct cleaning in the Southeast, we're often asked by clients whether we offer any additional services to keep their homes safe. Some of the most popular services we offer include vapor barriers, moisture controls, and crawlspace encapsulation in Hardeeville, SC.

Indoor Air Quality Improvement Hardeeville, SC

What is Crawlspace Encapsulation?

Encapsulating your crawl space is like wrapping your home in a protective layer against moisture, mold, and pesky pests. This not only leads to cleaner air for you and your family but also helps cut down on energy bills, giving you peace of mind that your house is well taken care of. Our crawl space encapsulation services provide tailored plans, thorough inspections, and a variety of solutions, including vapor barriers, dehumidifiers, and sump pumps, all designed to meet the unique needs of each home.

The benefits of crawlspace encapsulation far outweigh the costs associated with the service, and include:

  • Mold Remediation
  • Pest Control
  • Odor Reduction
  • Better Air Quality
  • Improved Energy Efficiency
  • Increased Value of Home
  • Protection of Structural Elements

Vapor Barrier Installation

We might be known for duct cleaning in Hardeeville, SC, but we also offer services tailored to your crawlspace, like vapor barrier installation.

A vapor barrier plays an essential role in keeping your crawlspace dry and ensuring your home's structural integrity. Moisture from the ground can creep into your foundation, resulting in mold growth, wood decay, and higher humidity levels. Without the right safeguards in place, your crawlspace is at risk, which can jeopardize the stability of your home.

At American Air LLC, we specialize in professional vapor barrier installation, effectively sealing the floors and walls of your crawlspace with top-notch materials. Our barriers are designed to keep moisture at bay, enhance indoor air quality, and boost energy efficiency. By opting for a vapor barrier, you can shield your crawlspace from excess humidity and avoid expensive structural repairs down the line.

Mold Removal Hardeeville, SC

Your Partner for Reliable Home Services

When you want the best steak in the Palmetto State, you don't pull up to a fast-food joint and expect to get a quality cut of meat. Similarly, when you need reliable, effective duct cleaning and HVAC services, you don't call an unproven business. You contact American Air LLC.

The American Air LLC Difference

We are a veteran-owned business dedicated to delivering top-tier home services for popular coastal cities. With a focus on customer satisfaction, we provide expert mold removal, air quality solutions, duct cleaning, crawlspace encapsulation, and home repairs. Our commitment to prompt, reliable service and competitive pricing ensures that clients receive exceptional value and care - no if's, and's, or but's.

Experience matters when it comes to maintaining a healthy home environment. Our seasoned professionals utilize proven methods to enhance indoor air quality and HVAC efficiency. Their dedication to excellence and personalized service reflects their core values of integrity and reliability. For homeowners seeking trustworthy solutions, choose American Air LLC as your dependable partner in HVAC care.

Crawlspace Encapsulation Hardeeville, SC

Contact Us Now!

Latest News Near Me Hardeeville, SC

Big upgrades coming to Argent Blvd. Here’s what that means for Beaufort & Jasper drivers

It’s no secret that Hardeeville is booming.Located about 20 miles from Hilton Head Island, this once quaint and quiet South Carolina city was noted as one of the fastest growing municipalities last year – and the construction popping up across town makes it clear why.From new neighborhoods and multi-use developments to a Buc-ee’s and major statewide projects like Interstate 95 improvements, Hardeeville is starting to shed its small-town image and staking a claim on the map.But amid these other big-ticke...

It’s no secret that Hardeeville is booming.

Located about 20 miles from Hilton Head Island, this once quaint and quiet South Carolina city was noted as one of the fastest growing municipalities last year – and the construction popping up across town makes it clear why.

From new neighborhoods and multi-use developments to a Buc-ee’s and major statewide projects like Interstate 95 improvements, Hardeeville is starting to shed its small-town image and staking a claim on the map.

But amid these other big-ticket projects, smaller but critical improvements are also underway on Argent Boulevard, a key connector road linking Beaufort and Jasper Counties’ major routes, S.C. 170 and U.S. 278.

While this two-lane road may not seem like much, it’s classified as a major collector, carrying up to 14,800 vehicles per day, according to a 2023 traffic study by Kimley-Horn, a national engineering and design consulting firm.

To accommodate the city’s rapid growth and improve safety and traffic flow, construction began to improve this corridor in September, aiming to keep the road – and the city – moving forward.

Here’s what folks can expect as this project continues and what upgrades it will bring to this major connecting road.

Why is the construction needed?

The main focus of this $6.6 million project on Argent Boulevard happens at the intersection of Short Cut Road and Jasper Station Road.

Currently, Short Cut Road does not line up with Jasper Station Road, where both approach the busy corridor. Because of this offset intersection, the South Carolina Department of Transportation has been unable to install a traffic signal there, said Josh Gruber, city manager for the City of Hardeeville.

Without those roads being aligned, the SCDOT can’t install a traffic signal.

To solve this, the City of Hardeeville is realigning Short Cut Road, shifting it slightly south so it lines up cleanly with Jasper Station Road.

As folks travel through, the ongoing tree clearing, groundbreaking and cone placements at this intersection reflect this planned shift.

Once the city completes the realignment, which is set to conclude by June 2026, SCDOT will install a fully signalized four-way intersection, easing the flow of traffic and making it easier for drivers to cross or turn in a given direction.

What drivers can expect

Drivers should expect ongoing work in the area, largely occurring in the evenings, to minimize traffic impact.

This schedule will continue until the city completes the realignment. Afterward, SCDOT will follow with the installation of the traffic signal equipment, but a specific timeline for that portion has not yet been released.

Another traffic signal coming to Argent & U.S. 278

In addition to the Short Cut Road improvements, Gruber confirmed that SCDOT is moving forward on a new signal at the intersection of Argent Boulevard and U.S. 278.

While also in early stages, he states that the SCDOT recently put that project out to bid to select a contractor. Once that step is complete, construction on that light will follow.

Once both projects are finished and the signals are installed, drivers are expected to have a much safer and more efficient travel through the corridor – something local residents have long requested.

No widening of Argent this time around

As the city continues with its piece of the project to realign the roads, one aspect that remains open is whether lane widening will take place.

As a part of this project with road realignment and light installation, Gruber clarified that Argent Boulevard will not be widened.

“We’re still at the very beginning of what that entire corridor improvement is going to look like,” he said.

Any future changes to the broader Argent corridor fall under the new Jasper County Transportation Sales Tax program, which only began collecting this year. Surveys and feasibility studies are still needed due to the wetland areas surrounding Argent, meaning that there’s still a lot to uncover about what’s going to be possible in terms of improvements, Gruber states.

What other projects are happening in Hardeeville?

A handful of other projects are currently taking place in the Hardeeville area, ranging from road updates, new developments and more.

Notable construction that folks will see stretching from Argent Boulevard, down to Exit 8 on I-95 includes:

650 new single-family homes coming to growing community near Hilton Head

More than 650 new homes are coming to the Lowcountry after a Georgia-based developer acquired land in growing areas.Trilogy Investment Co., an investor and residential real estate developer based in Alpharetta, Georgia, said that it plans to deliver home sites to homebuilder NVR, Inc. through its land development platform, Tierra Development. NVR will then build hundreds of homes on Trilogy’s two new Lowcountry properties, both in Jasper County.“By identifying high-quality land opportunities and aligning with except...

More than 650 new homes are coming to the Lowcountry after a Georgia-based developer acquired land in growing areas.

Trilogy Investment Co., an investor and residential real estate developer based in Alpharetta, Georgia, said that it plans to deliver home sites to homebuilder NVR, Inc. through its land development platform, Tierra Development. NVR will then build hundreds of homes on Trilogy’s two new Lowcountry properties, both in Jasper County.

“By identifying high-quality land opportunities and aligning with exceptional builder and capital partners, we are helping deliver much-needed housing supply in the southeast while driving strong outcomes for our investors,” Jason Joseph, CEO and managing partner of Trilogy, said in a press release.

The two Jasper County projects

The first project, which is currently under construction, will include 414 homes in a Hardeeville development called Heron Pointe, south of Interstate 95 and east of Speedway Boulevard. Work is underway on phase one, which will include 174 homes, Trilogy said. Construction on phase two is expected to begin next summer.

Jasper County property records show that Trilogy purchased the 118-acre site for about $6.8 million in June of this year. The land is currently valued at about $3.2 million, records show, and phase one of the project is financed by Charlotte-based Harvest Capital through an acquisition and development loan, Harvest Capital said on its website.

The second project, called East Argent, is part of a project billed as the largest residential development in the history of Hardeeville. Trilogy said in its press release that the project is in Bluffton, but it is technically in Jasper County near the Beaufort County border.

East Argent is a Planned Development District (PDD) put in place by the city of Hardeeville in the early 2000s. It will include homes, apartments, commercial space and a new YMCA, which broke ground earlier this year. A 312-unit apartment complex, Waterford Pointe Apartments, is scheduled to come online in 2027, and Publix owns a 17-acre site in the southwest corner of Highway 170 and East Argent Parkway, records show.

D.R. Horton is developing a 245-acre, 630-home resort-style community in East Argent called The Retreat.

Trilogy’s 92-acre property sits in the northeast corner of Jasper Station Road and East Argent Parkway, across from Heartwood Community Preschool. Records show a sale date of Sept. 12 and a price of $10.

The area’s housing and population growth

Jasper County’s housing stock is growing faster than anywhere else in the U.S. The county’s housing stock grew by 8.4% between 2023 and 2024, according to the U.S. Census Bureau. Hardeeville’s population jumped from about 7,000 residents in 2020 to 13,000 by 2024, making it the fastest-growing municipality in the state.

The new Carolina Station development off U.S. 278 is expected to bring 3,800 homes to Hardeeville, plus recreational areas and commercial space.

HIC Land Breaks Ground on $300M Master-Planned Development in Hardeeville, South Carolina

HARDEEVILLE, S.C. — HIC Land has begun construction on Carolina Station, a $300 million master-planned development in Hardeeville, about 17 miles north of Savannah, Ga. Situated along U.S. Highway 278, the project will span 2,600 acres in the state’s Lowcountry region.HIC Land, which originally acquired the historic Morgan tract for $36 million, has partnered with homebuilder D.R. Horton for the development of an undisclosed number of single-family homes within the campus. Carolina Station will also feature more than 650 m...

HARDEEVILLE, S.C. — HIC Land has begun construction on Carolina Station, a $300 million master-planned development in Hardeeville, about 17 miles north of Savannah, Ga. Situated along U.S. Highway 278, the project will span 2,600 acres in the state’s Lowcountry region.

HIC Land, which originally acquired the historic Morgan tract for $36 million, has partnered with homebuilder D.R. Horton for the development of an undisclosed number of single-family homes within the campus. Carolina Station will also feature more than 650 multifamily units and 95 acres of commercial space, including shops, restaurants and service retailers.

D.R. Horton has committed to invest $8 million to improve the intersection at U.S. Highway 278 and John Smith Road as part of the Carolina Station master plan. The construction timeline of the multi-phase development was not released.

FRISCO, TEXAS — Locally based developer JPI has completed Jefferson Railhead and Jefferson Parkhouse, two apartment communities totaling 903 units in Frisco, located north of Dallas. The projects represent the first and second multifamily phases of Frisco Railhead, a $3 billion mixed-use development. Jefferson Railhead offers studio-, one- and two-bedroom units that are now 60 percent occupied. Jefferson Parkhouse offers similar floor plans, as well as three-bedroom units, and is now 17 percent occupied. Amenities at both properties include pools with cabanas and sundecks, fitness centers and coworking lounges with private conference and whisper rooms. Frisco Railhead will ultimately comprise 1,300 multifamily units, a 17-story hotel with condominiums on the top two floors, 36,000 square feet of retail space, a 1.5 million-square-foot office campus and a 5-acre central park.

BALTIMORE — MAG Partners has announced its exit from the master development team of Baltimore Peninsula, a $5.5 billion mixed-use development underway in south Baltimore. The multi-phase, 235-acre development, formerly branded as Port Covington, is led by Sagamore Ventures, a developer founded by Under Armour’s CEO Kevin Plank, as well as Goldman Sachs Urban Investment Group and the City of Baltimore.

MacFarlane Partners has also been a member of the development team since joining alongside MAG Partners in 2022, but the San Francisco-based firm has also left the project, according to the Baltimore Business Journal. The news outlet also reported that MAG Partners will stay involved in several office leases in the works alongside leasing agent Courtenay Jenkins of Cushman & Wakefield.

In its departure statement, MAG Partners says the firm was involved in opening 1.1 million square feet of commercial space at Baltimore Peninsula and stabilizing 450 apartments since joining the development team in May 2022. The Baltimore Business Journal reports that Sagamore Ventures is seeking out development partners for the remaining phases of Baltimore Peninsula.

Florida lawsuit alleges builder of Hardeeville development misled homebuyers on taxes

The developer behind a brand-new residential community in Hardeeville is being sued in Florida for allegedly lowballing buyers on their total monthly costs.Texas-based D.R. Horton is being sued by five plaintiffs for allegedly giving buyers quotes that were lower than their payments. The plaintiffs allege that D.R. Horton and its mortgage arm, DHI Mortgage (DHIM), knowingly suppressed anticipated property tax estimates, leading to monthly payments that were actually about $1,000 more than initially laid out.One plaintiff, Frank...

The developer behind a brand-new residential community in Hardeeville is being sued in Florida for allegedly lowballing buyers on their total monthly costs.

Texas-based D.R. Horton is being sued by five plaintiffs for allegedly giving buyers quotes that were lower than their payments. The plaintiffs allege that D.R. Horton and its mortgage arm, DHI Mortgage (DHIM), knowingly suppressed anticipated property tax estimates, leading to monthly payments that were actually about $1,000 more than initially laid out.

One plaintiff, Frankie Santiago, said he was promised a $2,164.68 monthly payment by the company, but ended up paying $3,136.33 less than a year after closing when a new servicer conducted an escrow analysis. The four other plaintiffs said they were promised a $2,602.47 monthly payment; they paid $2,597.84 for almost two years, but after an escrow analysis that payment increased to $3,439.07.

In the lawsuit, the plaintiffs argued that D.R. Horton and DHIM knowingly misrepresented the actual monthly costs. Through a spokesperson, D.R. Horton said the allegations are untrue.

“D.R. Horton and DHI Mortgage strongly disagree with the claims made in the lawsuit, and we intend to vigorously defend against them,” spokeswoman Jessica L. Hansen said in an emailed statement. “D.R. Horton and DHIM have been, and will continue to be, unwavering in our commitment towards transparency with our customers.”

D.R. Horton bills itself as the largest homebuilder in the U.S., and has a sizable presence in the Lowcountry and the rest of South Carolina. The company is building the new Carolina Station development in Hardeeville, a planned 2,600 acre mixed-use community designed to usher a new wave of buyers into the growing city. It is also one of the contractors in a statewide program designed to build more workforce housing.

The company focuses on starter homes, move-ups, active adult and luxury houses. Homebuilding operations accounted for 92% of the company’s consolidated revenues in 2024; the company has homebuilding operations in Hilton Head, Charleston, Columbia, Myrtle Beach and Greenville/Spartanburg, according to its 2024 annual report.

This is not the first time D.R. Horton has faced legal trouble. In January, the State newspaper reported that about 60 lawsuits were filed against the company in Richland, Lexington and Horry counties, alleging major flaws in D.R. Horton-built homes.

The lawsuit comes at a time when many Americans are concerned about housing costs.

Goldman Sachs analysts found that the U.S. home price-to-income ratio is 4.42, higher than its peak of 4.1 in 2006 during the early 21st century housing boom. The average monthly mortgage payment has gone from less than 20% of a potential buyer’s income before the pandemic to more than 30% since 2022.

Mortgage rates hit a 20-year high in 2022 and have sustained ever since, the financial firm said. The 30-year fixed mortgage rate was 6.22% on Nov. 6, lower than this time last year, but significantly higher than 3.87% ten years ago and 3.11% as recently as December 2021, according to Freddie Mac.

The Federal Reserve lowered interest rates by a quarter of a percentage point in September. Some experts said it could lead to a feeling of financial flexibility among consumers, but mortgage rates and interest rates don’t go hand in hand.

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